Editor’s comment
United Bank for Africa Plc is a leading Pan-African financial institution, offering banking services to more
than twenty-one (21) million customers, across 1,000 business offices and customer touch points in 20 African
countries. With presence in New York, London and Paris, UBA is connecting people and businesses across
Africa through retail, commercial and corporate banking, innovative cross-border payments and
remittances, trade finance and ancillary banking services.
Caution regarding forward-looking statements
From time to time, the Bank makes written and/or oral forward-looking statements in press releases and
other communications. In addition, representatives of the Bank may make forward-looking statements to
analysts, investors, the media and others. All such statements are intended to be forward looking
statements. Forward looking statements include, but are not limited to, statements regarding the Bank’s
objectives and priorities for 2021 and beyond as well as strategies to achieve them, and the Bank’s
anticipated financial performance. Forward looking statements are typically identified by words such as
“will”, “should”, “believe”, “expect”, “anticipate”, “intend”, “estimate”, “may” and “could”.
By their very nature, these statements require the Bank to make assumptions and are subject to inherent
risks and uncertainties, general and specific. Especially in light of the uncertainty related to the financial,
economic and regulatory environments, such risks and uncertainties – many of which are beyond the
Bank’s control and the effects of which are difficult to predict – may cause actual results to differ materially
from the expectations expressed in the forward-looking statements. Risk factors that could cause such
differences include: credit, market (including equity, commodity, foreign exchange, and interest rate),
liquidity, operational, reputational, insurance, strategic, regulatory, legal, environmental, and other risks. All
such factors should be considered carefully, as well as other uncertainties and potential events, and the
inherent uncertainty of forward looking statements, when making decisions with respect to the Bank and
we caution readers not to place undue reliance on the Bank’s forward-looking statements.
Any forward-looking statements contained in this press release represent the views of management, only
as of the date hereof and are presented for the purpose of assisting the Bank’s investors and analysts in
understanding the Bank’s financial position, objectives and priorities and anticipated financial
performance as at and for the periods ended on the dates presented, and may not be appropriate for
other purposes. The Bank does not undertake to update any forward-looking statements, whether written
or oral, that may be made from time to time by or on its behalf, except as required under applicable
securities legislation.

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